Looking for a comprehensive Financial Education Services Review? Well if you reading this then most likely you were searching for an unbiased Financial Education Services Review to learn more about the company.

In this review I will give a general overview of the Company, Product(s), and Compensation plan which should be enough for you to make an informed decision on their business opportunity.

.NOTE: Unbiased (meaning I am not an agent or distributor of their products and I do not promote their business opportunity). Your decision to join or not join the Financial Education Services business opportunity is entirely up to you.

Now let’s get into this review and the facts about Financial Education Services.


Financial Education Services Company Profile

COMPANY NAME: Financial Education Services
INDUSTRY: Financial, Credit Repair
FOUNDER(S): Parimal Nalik, Mike Toloff
COST: $188 (onetime setup fee $99 & Monthly Fee $89)
WEBSITE: financialeducationservices.com
REACH: USA only

Financial Education Services (FES) is a direct seller of financial education products (credit repair/credit restoration ), intended to help consumers resolve financial issues and provide financial stability (life insurance, identity theft – Lifelock).

Financial Education Services is a United States based network marketing company that was founded in 2004 and officially launched in 2007.

The company’s current leadership consist of two people:

1) Parimal Naik (cofounder) – He is responsible for the strategic planning of the IT systems and databases behind the services offered through Financial Education Services.

2) Mike Toloff (cofounder) – He is responsible for the daily management and operations of the company; developing and directing a results oriented system, which contributes to the consistent improvement and success of the organization.

Financial Education Services’s Mission Statement:

With a focus on consumer education and providing a unique and personalized experience, we strive to eliminate the burden of financial uncertainty while creating a plan of action and peace of mind for the future.

Is Financial Education Services a member of the Better Business bureau?

financial education services review

YES, Financial Education Services IS a Better Business Bureau (BBB) Accredited Business.

On 08/12/20160 this business received their BBB accreditation.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

Their current BBB rating is A+ and the BBB file for this company opened 04/08/2005.

The company only has 9 complaints with BBB in last 3 years  (6 closed in last 12 months). This is incredibly low for a company this size.

 Are there any Concerns or Red Flags about this opportunity?

Hand waving a red flag Financial Education Services or FES is a real company and not a SCAM.

At this time I have no concerns or major issues with this company.

Their credit repair products seem to be well liked and they have been in business over 10 years.

Although accredited with the BBB, they are not members of the Direct Selling Association.


What Are the Products?

financial education services review fes protection plan product

FES offers financial programs (membership packages) aiming to satisfy the need for financial security.

They have a wide variety of programs for maximizing credit potential, identity theft protection, and securing assets to prepare for a stable financial future.

The FES flagship product is their Protection Plan membership package.

According to the company, their credit education services can assist consumers in challenging the credit bureaus to remove inaccurate obsolete and erroneous items from your credit report.

Read on for a full review of the Financial Education Services business opportunity


How do I join Is the Financial Education Services business opportunity?

Find a Financial Education Services agent near you or online and contact the company through their website for further information.

There are two options to joining FES.

financial educational services agent

1) Option 1 – FES Agent w/ Protection Plan membership

Requires an initial investment of $288 or a one time $199 enrollment fee + the first month $89 Protection Plan payment.

  • No annual fee
  • Full Customer Acquisition Bonus (CAN) payout

Strive for 5 program – The $89 per month protection plan payment is waived when an FES agent personally sponsors 5 Agents / Customers (which must remain active).

2) Option 2 – The other less talked about option is the Standard Agent.

There is a one time fee of $249.

  • There is a $99 annual renewal fee
  • Half Customer Acquisition Bonus (CAN) payout

After enrolling you will receive a company replicated website and access to the back office.

Once you’re enrolled as a new Financial Educational Services agent, you can start building your business.

How to promote the FES products

FES encourages promotion of their protection plan membership package through person to person contact and private business receptions (PBRs) or home parties.

Most distributors are engaging their warm market (friends, family members co-workers, etc) and trying to persuade them to become their customer or join the company to become a FES agent.

More advanced distributors focus on professionals like real estate agents and mortgage brokers whose clients may need their credit repair services.

The top earners who are making money in Financial Education Services are great at marketing, both offline and online.

They know how to generate traffic and leads, and then convert those leads into sales, and they know how to recruit the best people into their business.

Not having a good lead marketing system is why most Young Living distributors will fail; because they follow the masses and get the same old results.


The Financial Educational Services Compensation Plan

The FES compensation plan is a uni-level. In order to receive compensation, an agent must be considered active.

To be considered Active, an agent must have a minimum of $399 in Personal Sales Volume every 70 days or have an Active FES Protection Plan Membership.

Distributors who fail to accrue $399 PSV (Personal Sales Volume) in 70 days are considered inactive and will not qualify to receive certain payouts from their sales organization.

What is a unilevel plan mean?

This means that you can only recruit people front-line to you. The more people you personally sponsor, the wider your organization grows.

young living compensation plan

You also earn a percentage through a certain number of levels of distributors within your organization. The higher the rank you achieve, the more levels from which you can earn commissions.

Example: If a company decides to pay $0.50 of every dollar earned to distributors, it will not stop at a fixed depth level. This means that if agents, who are too deep in the plan for you to get payment on normally, are inactive (do not qualify for a commission payment), then the remaining commission will flow up levels in the plan to the next qualified person and the complete $0.50 will be paid out.

The FES compensation plan pays down to six (6) levels deep. You have the ability to earn on more depth in your organization as you advance through the ranks and build a large enough team.

Distributors earn on the sales volume, or Personal Sales Volume (PSV), of each distributor.

The company pays commissions to distributors each month based on the volume of their loyal customers, and their distributors, and their distributors recruits (downline), and their loyal customers!

An agent must have a minimum of $399 in Personal Sales Volume every 70 days or be enrolled in the FES Protection Plan to be eligible to receive Level and Generation Overrides and CAB and Field Training Bonuses with the FES Compensation Plan.

Highlights

  • There are twelve titles (ranks) of achievement – Agent, Field Trainer, Senior Field Trainer, Sales Director, Regional Sales Director, Executive Sales Director, Vice President, Regional Vice President, Executive Vice President, Senior Vice President, Senior Regional Vice President and Senior Executive Vice President.
  • Pays out monthly for all bonuses & commissions.
  • Pays 6 levels down and 2 levels of generation overides

For a more detailed look at the full  FES compensation plan click here.

How to make money with this opportunity

You need to understand that if you are new to the direct sales and network marketing industry that your success will come from your ability to get new prospects or generate continuous leads in order to make sales.

You will also need to recruit others and build a large team.

Even experienced network marketers might work hard to build large teams and still not produce the life changing income stream they desire.

You can make some money with this opportunity but it may be difficult for a newbie (new to marketing or sales) to make monthly quotas and generate a residual income stream.


Well you were looking for Financial Educational Services Reviews on the internet right? Then let’s look at the good as well as the bad about the company.

financial education services review

The Good Stuff – Pros

  • Residual income opportunity on monthly product reorders (autoship).
  • Eight different ways you can get paid – Personal Sales, Customer Acquisition Bonus, Level Overrides, Field Training Bonus, Sr Field Training Bonus, Infinity Bonus, Generation Overrides, & Global Profit Sharing Pool.
  • No inventory to manage and the products are liked by customers.
  • Stability-the company has been around for over 10 years.
  • BBB Accredited business with A+ rating

The Not So Good Stuff – Cons

  • Products and Services are US based only – Not a global opportunity
  • Production based comp plan that will require heavy recruiting and building large teams to sustain and maximize income potential.
  • Requires distributors to reach Sales Director and maintain 10000 GV (Group Volume)  each month in order to qualify to receive bonus compensation on downline sales.
  • Must be A Field Trainer –1600 GV (Group Volume), 2 separate legs (w/Minimum $400 Per Leg) before qualifying for your downline commissions.
  • Only pays 6 levels deep until you qualify for the generation commissions.

Is the FES business opportunity right for YOU?

If you love helping others resolve their financial issues and are interested in starting a home business by promoting/selling financial services, namely protection plan memberships, then FES may be a good fit for you!

REALITY CHECK

Ok, so, I’m going to be pretty open and blunt here.

I’m assuming that we haven’t personally met yet and that I haven’t gotten to know you.

If you expect to sign up and instantly start to make money without investing some of your time and money into your personal development in order to acquire the skills necessary to be successful let me be the first to tell you … YOU WILL FAIL!!!

Don’t believe me? Read the company’s income disclosure statement.


WARNING

60% of Financial Education Services Representatives did NOT make Money!

 

During 2016, approximately 60% of individuals who executed a FES Distributor Agreement are considered inactive.

So what does that mean?

Well FES defines an “Active Distributor” as any person who:

(1) executed a FES Distributor Agreement;

(2) has sponsored at least one person; and

(3) has received at least one commission from downline productivity.

Pay attention to #2 and #3. This means 60% could not sponsor at least one person and did not earn even one commission.

The average annual annualized income for all Distributors, whether inactive or active during this period was $4,340.00

According to FES, the average distributor invests between $100.00 and $1,044.00 in expenses as they build their business.

So at least 60% of the FES distributors lost money because they invested the amounts listed above and did not earn any commissions.

So if your looking at FES solely for the purpose of the compensation plan and have no experience marketing and don’t have the drive and ambition to make a serious change in your life, Fiancial Education Services probably isn’t for you.

The problem is that a lot of people join this company and then don’t want to do ANYTHING to develop the skills you need to stand out from the thousands of other distributors in the company.

Your success as a Distributor will ultimately be determined by how many people you can attract to you and your team.

Without understanding Attraction Marketing principles, you will always be at a serious disadvantage. If you want the best chance at success in your Young Living business, you also need to learn Attraction Marketing principles.

Click here for my FREE 3 DAY LIVE virtual training webclass to learn about attraction marketing.

By using attraction marketing, learning a few marketing skills, and leveraging the power of the internet, you can succeed where the other 95% fail.


Final Thoughts

Please continue to read as many Financial Education Services reviews as you possibly can while  researching this company.

Looking at a company’s website traffic is often a good indicator on how much momentum the company has or if there is a lot of interest in the company.

After taking a huge drop in traffic (website visitors) from October through December 2017, it appears that interest in FES has stabilized and slowly began to rise again.

If you do a search on Google for this company and products, you will find some  negative websites, blogs and consumer comments, but that is typical for any business.

How the company handles the complaints is key.

You should always make sure you get to know as much about the company as you can before making a decision.

But also understand that if you are new to the direct sales and network marketing industry that your success will come from your ability to generate continuous leads in order to make sales.

young living review business opportunityIn my opinion FES is just like any other direct sales and network marketing company.

So if you are interested in financial services that include credit repair and feel comfortable with their products, then FES is certainly a business opportunity worth looking into.

It may be difficult for a newbie to make any real money with this company and even experienced network marketers cant work hard to build large teams and still not produce a life changing income stream.

Remember, success in network marketing is not a huge mystery. It is just a matter of correct education, proper skills and effective action.

To Your Success!
charles lenoir

Your comments are welcomed below, if you are a Financial Educational Services distributor please share your experiences. 


 

Other Readers Like

This is a comprehensive WorldVentures Review and if you reading this then most likely you were searching to learn more about the company.

This is an unbiased WorldVentures Review.

In this review I will provide a general overview of the Company, Product(s), and Compensation plan which should be enough for you to make an informed decision on their business opportunity.

I’ll even discuss why you may seem some negative WorldVentures reviews, and how you can have success with this opportunity.

NOTE: Unbiased (meaning I am not a distributor of their products and I do not promote their business opportunity). Your decision to join or not join the WorldVentures business opportunity is entirely up to you.

Let’s get started!


WorldVentures Company Profile

COMPANY NAME: World Ventures, LLC
INDUSTRY: Travel
FOUNDER(S): Mike Azcue and Wayne Nugent
COST: $99.95 (initial fee) +19.99 monthly (see more below)
WEBSITE: worldventures.com
REACH: Global – 28 countries

WorldVentures Marketing, LLC (AKA WorldVentures, World Ventures) is an international direct seller of vacation club memberships and helps people achieve more fun, freedom and fulfillment by offering award-winning DreamTrips, which include premium vacations at reduced prices.

WorldVentures is a United States based network marketing company that officially launched in 2005.

The company’s current leadership consist of: Dan Stammen (Co-owner and Chief of Business Development), Josh Paine (Chief Executive Officer), Eddie Head (President and Chief Strategy Officer), Mike Remedios (Chief Technology Officer), and Kathy McBrayer (Chief People Officer).


Is WorldVentures a member of the Better Business bureau?

No, WorldVentures Marketing, LLC is NOT a Better Business Bureau (BBB) Accredited Business.

NOTE: Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

Their current BBB rating is C+ and the BBB file for this company opened 07/14/2006.

The company has had 325 complaints closed with BBB in last 3 years ( 53 closed in last 12 months).  205 of the complaints were problems with the product/service. 

 Are there any Concerns or Red Flags about this opportunity?

Hand waving a red flag I really don’t have any major concerns or issues with this company, however I will say that the customers service department may need to provide better service.

Most of the complaints I reviewed seem to be magnified by the slow response by the customer service department to resolve the issue.

Also they are not a member of the Direct Selling Association.


What Are the Products?

worldventures review dreamtrips

The WorldVentures flagship product is DreamTrips™ (paid membership plans). 

The company offers discounted travel packages, car rental services, and more through DreamTrips™. 

These discounted travel packages are offered through a travel search engine called Rovia. 

There are three membership plan levels:

1) DreamTrips™ – $99.99 (one time fee) + $24.99/month. This is the basic package and gives members access to various luxury travel packages at a discount.

Members can also acquire points through a loyalty program. These points can only be used by each member on the trips he or she books and travels on.

2) DreamTrips™ Gold – $199.99 (one time fee)+ $49.99/month. This package builds on the basic package and includes:

  • Access to DreamTrips,
  • DreamDays, DreamNights and VolunTours,
  • DreamTrips extras: airport transfers, welcome receptions, hosts, excursions and activities
  • DreamTrips Rewards program, RateShrinker,
  • Exclusive travel deals year-round,
  • Flight accident insurance,
  • DreamTrips Exclusive Deals,
  • Access to MarketPlace,
  • DreamTrips Local
  • DreamTrips Mall,
  • DreamTrips concierge,
  • Personal website,
  • Airport parking and limousine service discount

3) DreamTrips™ Platinum – $299.99 (one time fee) + $99.99/month. This package includes everything at the DreamTrips Gold level, plus:

  • Access to exclusive DreamTrips Platinum experiences
  • Trip-specific Upgrades on Many DreamTrips, such as resort credits, room upgrades, lift tickets, green fees, spa discounts, culinary classes and more.
  • Ability to use 50 percent more DreamTrips Points
  • Emergency evacuation services
  • Seven-day advance booking access to all DreamTrips

To see a complete breakdown of membership packages, click here

Read on for a full review of the WorldVentures business opportunity


How do I join the business opportunity?

Find a WorldVentures representative near you or online.

You CAN’T go directly to the company website and join without a representative (your sponsor’s) ID number. If you do not have a sponsor you will have to contact the company.

To become a member of WorldVentures requires an initial fee of $99.95 + $19.99 a month.

Representatives earn commissions based on the sell of DreamTrips™ memberships. Higher commissions are generated by the sell of the Gold and Platinum packages.

After enrolling new representatives will receive access to the Representative Business System (RBS), an online system that includes three personalized video-driven Marketing Websites, a Back Office to track and manage the business, as well as an online Training Program with Sales and Marketing Tools to help build the business.

Once you’re enrolled as a new WorldVentures member, you can start building your business immediately.

NOTE: During enrollment 

How to promote the products

WorldVentures encourages promotion of their DreamTrips membership product line through person to person contact or Word-of-Mouth marketing and hosting home parties.

Most representatives typically engage their warm market (friends, family members co-workers, etc) and trying to persuade them to become their customers or join the company to become a WorldVentures representative.

This is not the ideal way to build your business and is why most representatives experience a lot of rejection.

Can you make money with this opportunity? YES and NO!

smiley-faceI say YES if you can effectively recruit others into the company as representatives and persuade them to join the DreamTrips Gold or Platinum membership levels. You will earn a commission on the initial fee and monthly autoship (reoccurring fee).

 

I say NO because the majority of network marketers never recruit anyone. In fact the industry average is actually 1.5, so what does that tell you? Chances are you will not even make your money back.

You need to understand that if you are new to the direct sales and network marketing industry that your success will come from your ability to get new prospects or generate continuous leads in order to make sales.

You will also need to recruit others and build a large team.

Even experienced network marketers might work hard to build large teams and still not produce the life changing income stream they desire.

You can make some money with this opportunity but it may be difficult for a newbie (new to marketing or sales) to make monthly quotas and generate a residual income stream.

Here is absolutely the best part of this business opportunity review.

I will not only share with you how you can actually make money from your WorldVentures business but exactly what the top leaders are doing to earn 6 figure incomes.


How the top earners make money with this opportunity

It really simple.

Top earners know how to effectively brand themselves in order to generate an endless flow of quality leads for their business.

You need to attract a large following in order to recruit others and make sales to effectively take advantage of any network marketing compensation plan that building a downline.

Want to know how to attract high quality prospects to your business and start building a huge downline?

Here is where you need to start.

The top earners who are making money in WorldVentures are great at marketing, both offline and online.

They know how to generate traffic and leads, and then convert those leads into sales, and they know how to recruit the best people into their business.

Not having a good lead marketing system is also why most WorldVentures representatives will fail; because they follow the masses and get the same old results.


The Compensation Plan

The WorldVentures compensation plan is a binary plan.

binary-plan-structure

NOTE: A network marketing Binary Plan is a compensation plan in which distributors are placed in a binary (two legged) tree structure, or a left and a right subtree in the organization. It pays to infinite downline. That means that a member will be paid by downline, even if the downline are 15 level deep in your structure. It is the most popular plan among network marketing companies, network marketers, part-timers and members who want to earn through network marketing business.

Representatives must be “Active” to be eligible to accumulate sales credit or to earn specific commissions and bonuses. A Representative becomes/remains Active by paying his/her monthly RBS fee.

The compensation plan is too complex to explain in writing but here are some of the main points and highlights.

  • Once the Representative becomes Active, he/she begins to accumulate sales credit toward earning commissions and bonuses.
  • You have the ability to earn on more depth in your organization as you advance through the ranks and build a large enough team.
  • Representatives earn commissions based on the sales volume of each  representative on the first level within their organization, 5% on the second level, and 4% on the third through fifth levels.
  • The company pays commissions to representatives each month based on the volume of their loyal customers, and their representatives, and their representatives recruits (downline), and their loyal customers!

Highlights

To learn more click here for an overview of the WorldVentures compensation plan.

  • There are nine promotional levels – Enrolled Rep (ER), Active Rep (AR), Qualified Rep (Q), Senior Rep (SR), Director (DIR), Marketing Director (MD), Regional Marketing Director (RMD), National Marketing Director (NMD) and International Marketing Director (IMD)  .
  • Pays out weekly and monthly for all bonuses & commissions.
  • Pays infinite levels down

Is the business opportunity right for YOU?

Possibly, if you love to travel and are interested in starting a home business by promoting vacations and travel memberships this may be a good fit for you!

Here are the facts

The travel and tourism industry is one of the world’s largest industries with a global economic contribution (direct, indirect and induced) of over 7.6 trillion U.S. dollars in 2016.

Travel is among the top 10 industries in 49 states and D.C. in terms of employment.

Direct spending on leisure travel by domestic and international travelers totaled $683.1 billion in 2016.

Spending on leisure travel generated $106.4 billion in tax revenue and nearly 4 out of 5 domestic trips taken are for leisure purposes (79%).

So I’ll say it again the travel industry can be a great income opportunity for you.

There is only one problem….


80% of WorldVentures Representatives will NOT make Money!

In fact, most will lose money.

Don’t believe me? Read the company’s most recent income disclosure statement for 2016

What you will find is that most distributors don’t make much money.

Only 20.05% (45,148 US) of all Independent Sales Representatives (IRS) (225,742 US) made commissions, while 79.95% (180,481 US) didn’t make one red cent!

The average annual commission or override earnings of that group of IRS who earned a commission or override was just $1763.43 and the median was $200.00.

So don’t quit your day job just yet.

If you are interested in WorldVentures because of the business opportunity or solely looking to make money then my advice is not to join.

Chances are you will fail.

If you expect to sign up and instantly start to make money without a lead marketing system, or a huge list of followers let me be the first to tell you … YOU WILL FAIL!!!

Unfortunately this is the RAW UNFILTERED TRUTH about network marketing and unless you do something radically different than the other representatives in WorldVentures you can look forward to the same pitiful results.

The problem is that a lot of people join this company and then don’t want to do ANYTHING to develop the skills necessary to stand out from the thousands of other representatives in the company.

Your success a or FAILURE as a representative will ultimately be determined by how many people you can attract to you and your team.

Without understanding Attraction Marketing principles, you will always be at a serious disadvantage. If you want the best chance at success in your WorldVentures business, you also need to learn Attraction Marketing principles.

Click here for my FREE 3 DAY LIVE virtual training webclass to learn about attraction marketing.

By using attraction marketing, learning a few marketing skills, and leveraging the power of the internet, you can succeed where the other 80% fail.


Let’s take a look at the pros and the cons to give you a better idea.

 The Pros

  • Residual commissions on membership fees
  • Products – offer travel memberships in a profitable industry.
  • Monthly Fees Waiver – four active memberships at any membership level will qualify you for waived fees
  • Bonus Programs – Weekly Bonuses, Lifestyle Bonus, DreamCar Bonus and DreamHome Bonus
  • International business opportunity available in many countries outside the U.S.
  • No. 1 in the list of Top U.S. Mid-Market Companies ($300M to $999M) with $926.6M
  • No. 1 in Consistent Growth from 2009 to 2016 with a 927% increase
  • No. 2 in the $100 Million Growth Club (we grew $233M in 2016)
  • No. 12 in the top 20 U.S. Companies
  • No. 25 rank on the Direct Selling News Global 100 list

 The Cons

  • High start up cost (gold & above)
  • Product – Travel Packages do not include Flight
  • Product – The travel packages are not private meaning you will be travelling with other members of WorldVentures.
  • Must purchase the product (DreamTrips membership package) and the Representative Business System (RBS) to earn commissions.
  • Production based comp plan that will require heavy recruiting and building large teams to sustain and maximize income potential.
  • Must be a Senior Representative – Have 60 customers (30 right leg & 30 left leg), to qualify for monthly residual income.

Final Thoughts

Please continue to read as many reviews on WorldVentures as you possibly can while  researching this company.

Looking at a company’s website traffic is often a good indicator on how much momentum the company has or if there is a lot of interest in the company.

At the time of this post, interest in the company has sharply declined since September 2017 so consider this in your decision making process.

You should always make sure you get to know as much about the company as you can before making a decision.

But also understand that if you are new to the direct sales and network marketing industry that your success will come from your ability to generate continuous leads in order to make sales.

young living review business opportunityIn my opinion WorldVentures is a stable network marketing company and not much different then other company’s in the industry.

So if you are interested in travelling or the travel industry and feel comfortable with their product then WorldVentures is certainly a business opportunity worth looking into.

Remember, it may be difficult for a newbie to make any real money with this company and even experienced network marketers can work hard to build large teams and still not produce a life changing income stream.

Remember, success in network marketing is not a huge mystery. It is just a matter of correct education, proper skills and taking action.

To Your Success!
charles lenoir

What did you thing about this WorldVentures Review?

Your comments are welcomed below, if you are a WorldVentures representative please share your experiences. 


If you are searching for Young Living Reviews to learn more about Young Living Essential Oils or the Young Living business opportunity, then this is a great place to start.

This is an unbiased Young Living Review.

This will be a general overview of the Company, Product(s), and Compensation plan and should be enough for you to make an informed decision on their business opportunity.

NOTE: Unbiased (meaning I am not a distributor of their products and I do not promote their business opportunity). Your decision to join or not join the Young Living business opportunity is entirely up to you.

Ready to begin? Let’s get started!


Young Living Company Profile

COMPANY NAME: Young Living Essential Oils, LC
INDUSTRY: Health and Wellness, Nutritional Supplements, Personal Care
FOUNDER(S): Donald Gary Young and Mary Young 
COST: $45-$160 (see more below)
WEBSITE: youngliving.com and youngliving.org (business opportunity site)
REACH: Global

Young Living is a United States based network marketing company that officially launched in 1993.

The company’s current leadership consist of: Ben Riley (Executive Vice President, Global Sales), Michael Green (Senior Vice President, Information Technology), Alene Frandsen (vice President, Publications & Document Review), Aaron Raymond (Vice President, Information Technology), Lyndi Smith (Vice President, Global Marketing), Lee Bowen (Vice President Finance), Joe Walker (VP Global IT Operations), Todd Walker (VP Global Sales and Business Innovation) and a number of Regional Vice Presidents, General Managers and Country Managers.

Young Living’s Mission Statement:

We honor our stewardship to champion nature’s living energy, essential oils, by fostering a community of healing and discovery while inspiring individuals to wellness, purpose, and abundance.

Is Young Living a member of the Better Business bureau?

young living review bbb rating

No, Young Living Essential Oils, LC is NOT a Better Business Bureau (BBB) Accredited Business. But up until last year (2017) they were.

On 07/13/2017 this business’s accreditation in the BBB was revoked by the BBB’s Board of Directors due to its failure to adhere to the BBB requirement that Accredited Businesses meet and abide by.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

Their current BBB rating is B and the BBB file for this company opened 02/16/1996.

The company has had 101 complaints closed with BBB in last 3 years ( 20 closed in last 12 months). This is not an usually high number for a company this size.

 Are there any Concerns or Red Flags about this opportunity?

Hand waving a red flag I really don’t have any concerns or major issues with this company.

Their products seem to be well liked and they have been in business for 25 years.

They are also a member of the Direct Selling Association.


What Are the Products?

young living essential oils product line

Young Living offers health products, essential oils, and other essential oil-infused products that promote wellness and healthy lifestyles.

The Young Living flagship product is a line of Essential Oils.

Essential oils can be used in many ways, but the most common practices include aromatic diffusion, topical application, and dietary consumption.

According to the company, these methods bring the pure essence of health-promoting botanical to your home, family, and life.

The company claims it bottles its oils via an exclusive “seed to seal” to process, which is basically their quality control standard for their essential oils product line.

Read on for a full review of the Young Living business opportunity


How do I join Is the Young Living business opportunity?

Find a Young Living distributor near you or online or go directly to the company website and create a new account.

Joining Young Living as a distributor requires the purchase of a “Starter Kit”, which range in price from $45 (Basic) to $160 (Premium) (+tax and shipping).

young living review starter kit

After enrolling you will receive a Starter Kit that includes: A Product Guide and Product Price List, , Sample Packets, Sample Business Cards, Sample Oil Bottles, Essential Edge, Stress Away™ 5-ml, and the AromaGlide™ Roller Fitment (Basic Kit).

Once you’re enrolled as a new Young Living member, you can start building your business.

NOTE: During enrollment there is an Essential Rewards Option (monthly autoshipment for products). Selecting the auto-ship option is not required. However, to earn the Rising Star Team Bonus, 100 PV Essential Rewards (autoship) is required at Star level and above.

How to promote the products

Young Living encourages promotion of their essential oil product line through person to person contact and hosting home parties.

Most distributors are engaging their warm market (friends, family members co-workers, etc) and trying to persuade them to become their customer or join the company to become a Young Living distributor.

The top earners who are making money in Young Living are great at marketing, both offline and online.

They know how to generate traffic and leads, and then convert those leads into sales, and they know how to recruit the best people into their business.

Not having a good lead marketing system is why most Young Living distributors will fail; because they follow the masses and get the same old results.


How to make money with this opportunity

You need to understand that if you are new to the direct sales and network marketing industry that your success will come from your ability to get new prospects or generate continuous leads in order to make sales.

You will also need to recruit others and build a large team.

Even experienced network marketers might work hard to build large teams and still not produce the life changing income stream they desire.

You can make some money with this opportunity but it may be difficult for a newbie (new to marketing or sales) to make monthly quotas and generate a residual income stream.

The Young Living Compensation Plan

The Young Living compensation plan is a unilevel with compression. In order to receive compensation, a distributor must be considered active.

Distributors who fail to accrue 50 PV (Personal Volume) in a calendar month are considered inactive for the month and will not qualify to receive certain payouts from their sales organization.

What is a unilevel plan with compression mean?

This means that you can only recruit people front-line to you. The more people you personally sponsor, the wider your organization grows.

young living compensation plan

You also earn a percentage through a certain number of levels of distributors within your organization. The higher the rank you achieve, the more levels from which you can earn commissions.

Example: If a company decides to pay $0.50 of every dollar earned to distributors, it will not stop at a fixed depth level. This means that if distributors, who are too deep in the plan for you to get payment on normally, are inactive (do not qualify for a commission payment), then the remaining commission will flow up levels in the plan to the next qualified person and the complete $0.50 will be paid out.

The Young Living compensation plan pays down to five (5) levels deep. You have the ability to earn on more depth in your organization as you advance through the ranks and build a large enough team.

Distributors earn 8% on the sales volume, or PV, of each distributor on the first level within their organization, 5% on the second level, and 4% on the third through fifth levels.

The company pays commissions to distributors each month based on the volume of their loyal customers, and their distributors, and their distributors recruits (downline), and their loyal customers!

You must be qualified (maintain a monthly order of at least 100 PV as a distributor to be eligible to receive unilevel (downline) commissions and be considered “active,” with a monthly order of at least 50 PV to qualify for retail earnings and enroller-based bonuses with the Young Living Compensation Plan.

Highlights

For a short version of the compensation plan click here for the Young Living compensation plan summary.

  • Every month, 45-47% of the company’s Commissionable Sales is paid out to Distributors.
  • There are four ranks of achievement and six leadership levels – Silver, Gold, Platinum, Diamond, Crown Diamond and Royal Crown Diamond.
  • Pays out monthly for all bonuses & commissions.
  • Pays 5 levels down and 8 generations

For a more detailed look at the full  Young Living compensation plan click here.


Well you were looking for Young Living Reviews on the internet right? Then let’s look at the good as well as the bad about the company.

The Good Stuff – Pros

  • Residual income opportunity on monthly product reorders (autoship).
  • No inventory to manage and the products are liked by customers.
  • A variety of different ways you can get paid.
  • Low start up cost, can enroll for as low as $45.
  • Earn a one-time $25 cash bonus when a new, personally enrolled member orders the Premium Starter Kit.
  • Bonuses and Awards. In addition to to the above compensation, Young Living has multiple bonus opportunities and recognition programs available to its distributors.
  • Stability-the company has been around for  25 years, since 1993.
  • International business opportunity – The business is available in a multiple countries outside the U.S.

The Not So Good Stuff – Cons

  • In order to earn commissions and bonuses, you must remain qualified until commissions have been finalized.
  • Production based comp plan that will require heavy recruiting and building large teams to sustain and maximize income potential.
  • Requires distributors to reach and maintain 100 PV (Personal Volume) each month in order to qualify to receive compensation on the volume of 2 unilevels.
  • Must be Star –100 PV (Personal Volume) and 500 OGV (Organization Group Volume) before qualifying for your  commissions down to unilevel 3.
  • Only pays 5 levels deep until you qualify for the generation commissions.

Is the Young Living business opportunity right for YOU?

young living distributorIf you love the essential oil products and are interested in starting a home business by promoting/selling essential oils then Young Living may be a good fit for you!

THE  SAD TRUTH

Ok, so, I’m going to be pretty open and blunt here.

I’m assuming that we haven’t personally met yet and that I haven’t gotten to know you.

If you expect to sign up and instantly start to make money without investing some of your time and money into your personal development in order to acquire the skills necessary to be successful let me be the first to tell you … YOU WILL FAIL!!!

Don’t believe me? Read the company’s income disclosure statement.

So if your looking at Young Living solely for the purpose of the compensation plan and have no experience marketing and don’t have the drive and ambition to make a serious change in your life, Young Living probably isn’t for you.

The problem is that a lot of people join this company and then don’t want to do ANYTHING to develop the skills you need to stand out from the thousands of other distributors in the company.

Your success as a Distributor will ultimately be determined by how many people you can attract to you and your team.

Without understanding Attraction Marketing principles, you will always be at a serious disadvantage. If you want the best chance at success in your Young Living business, you also need to learn Attraction Marketing principles.

Click here for my FREE 3 DAY LIVE virtual training webclass to learn about attraction marketing.

By using attraction marketing, learning a few marketing skills, and leveraging the power of the internet, you can succeed where the other 95% fail.


Final Thoughts

Please continue to read as many Young Living reviews as you possibly can while  researching this company.

At the time of this post interest in Young Living is increasing so timing for getting involved in the business opportunity may be right.

essential oils young living alexa rank

You should always make sure you get to know as much about the company as you can before making a decision.

But also understand that if you are new to the direct sales and network marketing industry that your success will come from your ability to generate continuous leads in order to make sales.

young living review business opportunityIn my opinion Young Living is just like any other direct sales and network marketing company.

So if you are interested in essential oils and personal care and feel comfortable with their products, then Young Living is certainly a business opportunity worth looking into.

It may be difficult for a newbie to make any real money with this company and even experienced network marketers cant work hard to build large teams and still not produce a life changing income stream.

Remember, success in network marketing is not a huge mystery. It is just a matter of correct education, proper skills and effective action.

To Your Success!
charles lenoir

Your comments are welcomed below, if you are a Young Living distributor please share your experiences.


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If you are reading this post your are probably interested in learning more about MLM Gateway.

Well you are in luck because in this MLM Gateway Review I am going to share with you enough details so that you make an informed decision on whether or not to use this platform!

Please understand that I research and try to provide an accurate assessment on every company, product/service and compensation plan I review and this MLM Gateway Review is no exception.

Let’s begin, shall we?


COMPANY NAME: Gateway Solutions s.r.o operates in the Czech Republic 
INDUSTRY: Network Marketing
FOUNDER(S): UNKNOWN
COST: Basic membership: Free Premium membership: $24.95 month
WEBSITE: mlmgateway.com
REACH: Global

What is MLM Gateway?

MLM Gateway is basically a membership website designed for network markers but can be used by entrepreneurs in other niches.

The MLM Gateway website can also be used as a lead generation platform by connecting with other network marketers that may be looking for a  business opportunity.

To learn more about getting new leads read, how to get leads for network marketing using MLM Gateway


What does it cost?

You can sign up for FREE and start making connections today!

If you choose to upgrade to a premium membership that will cost you $24.95 a month.

Of course premium members get more perks like a lot more profile views  which in turn provides more attention to their business

….plus you get:

  • 50 free credits each month
  • listing on the Featured Professionals page
  • unhidden members interested in your business opportunity
  • premium badge shown in the member list
  • website link on the profile page
  • video embedded on the profile page
  • profile page with updates, website link and social networks visible to all members and website visitors
  • no ads shown on the profile page and business announcements
  • profile views statistics
  • 10 credits for each approved announcement instead of 5
  • 15 credits for each registered referral instead of 10

What are the benefits of joining?

The MLM Gateway website list the following benefits:

The best feature about the MLM Gateway platform is the ability to target people that may be interested in your business opportunity by country, city, and region/state.

By having the ability to engage a target audience you can keep from spending your time and money contacting people that are not interested in what you have to offer.


What is the BEST way to use MLM Gateway?

I personally have found that if you use MLM Gateway to build relationships you will go much further than just promoting your business or product/service.

Making new friends or connections in a community of fellow network marketers and entrepreneurs is a very good reason to become a member of MLM Gateway.

Unfortunately most network marketers don’t understand the importance of building relationships and making new connections.

On MLM Gateway the way you make new connections is to send partnership requests… sort of like add me as a friend feature on Facebook.

You can start sending partnership request to other members right after you sign up but it will require credits.

MLM Gateway - Helping network marketers build their business

What are credits and how do I get them?

Credits are used to communicate and connect with other members using the MLM Gateway message form.

The recipient of the partnership request can choose whether to respond to the sender or not.

Credits are also used for advertising on the platform.

There are only two ways to get credits, either you earn them or buy them.

You can earn credits by 1) referring other members to the platform using your referral link and 2) writing business announcements.

NOTE: You will receive 5 credits upon signing up. Get an additional 5 credits by clicking here.

If you refer other members and they join you will receive 10 credits and they will receive 5 credits!

If you write a business announcement, (like a blog post or press release) you can earn 5 credits, however premium members receive 10 credits.

The more credits you earn the longer you can keep your free membership going and still take advantage of the platform.


Is my personal information safe on MLM Gateway?

Yes, your email address and phone number are hidden from other members.

Your email address is only shared when you send a partnership request to another member or you accept a connect invitation.


What is the MLM Gateway affiliate program?

To earn commissions on MLM Gateway you must be a Gateway Affiliate which happens automatically when you sign up (the accounts are linked).

As a Gateway affiliate you will earn commissions from anyone you refer that joins MLM Gateway.

When your referral makes a purchase of credits or upgrades to Premium membership, you receive from 35% to 50% commission to your Affiliate Account.

Your referral is permanently coded to you so you will receive lifetime commissions from their purchases.


How to get paid ?

Commissions are based on the volume of purchases made by their referrals in a month.

So the more your referrals purchase the higher your commissions.

When you refer someone to MLM Gateway you get high lifetime commissions, professional looking website, and high conversions.

To learn more about commissions visit this page

If you want to make more money through your website you should promote MLM Gateway as much as possible.

Final Thoughts

I have been a member of MLM Gateway since June 2016 and have never had any issues.

The #1 reason why you should join MLM Gateway and why you should become a premium member….

…to create an additional income stream by referring other network marketers or affiliate marketers to MLM Gateway and encouraging them to join for FREE, then upgrade to Premium.

To take full advantage of this platform the best strategy is to send as many partnership requests as you can in order to build relationships with other network marketers.

Remember people in direct sales or network marketing are always looking for ways to reach new people with their business opportunities.

you-decideIn my opinion MLM Gateway is a membership site that can be used to generate leads for your network marketing business or to create an additional income stream.

MLM Gateway gives people struggling to find prospects an opportunity to contact people interested in network marketing and direct sales in order to build their business.

The decision to join or not join MLM Gateway is entirely up to you!

BUT if you decide to join through me >>CLICK HERE<< I’ll help you get started and show you how to quickly leverage MLM Gateway to put some money in your pocket!

To Your Success!
charles lenoir


 

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Congrats! If you landed on this page looking for a comprehensive Plexus Worldwide Review you’ve found it!

In my unbiased Plexus Worldwide Review I will attempt to provide enough information about the Company, Product(s), and Compensation plan for you to be able to make an informed decision on their business opportunity.

NOTE: Unbiased (meaning I am not a distributor of their products and I do not promote their business opportunity). Your decision to join or not join the Plexus Worldwide business opportunity is entirely up to you.

Ready to begin? Let’s get started!


Plexus Worldwide Company Profile

COMPANY NAME: Plexus Wordwide Inc
INDUSTRY: Health and Wellness
FOUNDER(S): Alfred Peterson and Tarl Robinson (CEO)
COST: $34.95 (see more below)
WEBSITE: plexusworldwide.com
REACH: Global: Currently operating in USA, Canada, Australia and New Zealand.

plexus worldwide
Plexus Worldwide is a United States based network marketing company that officially launched in 2006.

The company’s current leadership consist of: Alec Clark (President), Tarl Robinson (CEO), Steve Howard (CFO), Kieth Jackson (COO), and MaryAnn Luciano, (VP of Ambassador Education).

Plexus Worldwide’s Mission Statement:

Plexus Worldwide® is committed to providing our Ambassadors with life-changing products and a unique and rewarding business opportunity. The combination of our products and opportunity help open the door to personal success and financial freedom.

Is Plexus a member of the Better Business bureau?

Plexus Worldwide, LLC is NOT a Better Business Bureau (BBB) Accredited Business.

However, their current BBB rating is A+. 

The BBB file for this company opened 02/22/2006. 

Are there any Concerns or Red Flags about this opportunity?

Hand waving a red flagAt this time I have no concerns or major issues with this company.

Their products seem to be well liked and they have been in business for a long time.


What Are the Products?

plexus worldwide products

Plexus offers a full array of products that promote healthful living and healthy lifestyles.

The Plexus flagship product is called Plexus Slim AKA “the Pink Drink”. It is a powered drink with a clinically tested formula. This dietary supplement contains natural ingredients, no artificial flavors or colors, 100% Vegetarian and also Gluten Free. Their most popular product is the TriPlex Combo  consisting of Plexus Slim, Bio Cleanse and ProBio 5).


How to promote the products

Plexus Worldwide encourages using home parties, meetings, 3 way calls, list of 100 people to promote their products/opportunity. However, many ambassadors also promote their Plexus business online using social media or their own personal websites (not a company replicated website).

frowny-faceUnfortunately Plexus does not provide a complete marketing system for their ambassadors. A marketing system is a must have for any Ambassador that desires to have a profitable business.

Marketing systems consist of lead capture pages you can use to send your prospects to and  autoresponders (automated follow-up email system).

*Plexus Top Leaders Secrets Revealed*

The top leaders and teams that seem to be successful are using lead marketing tools in order to train their group on internet marketing techniques and give them the tools and knowledge to generate their own online leads.

If you want to become a top producer, you will need a powerful lead marketing system to foster and build a relationship with your prospects.

Not having a lead marketing system is why most Plexus ambassadors fail; because they follow the masses and get the same old results.


Can I make money?

Good question!  You can make some money with this opportunity but it may be difficult for a newbie (new to marketing or sales) to make monthly quotas and generate a residual income stream.

Also you need to understand that if you are new to the direct sales and network marketing industry that your success will come from your ability to get new prospects or generate continuous leads in order to make sales.

Even experienced networkers might work hard to build large teams and still not produce the life changing income stream they desire.

The Plexus Compensation Plan

The Plexus compensation plan appears to be a stair step plan.

NOTE: A network marketing Stair Step Plan is a compensation plan in which representatives who are responsible for the both personal as well as group sales volume. It is a simple plan for the distributors who are new for network marketing business. Every step is based on a certain volume of sales target. If a distributor or networker achieve the set target he/she will promoted for the next higher level. The Stair-Step compensation plan gives huge incentives for distributors to achieve the set target.

You must be qualified as a Plexus Ambassador to be eligible to receive commissions with the Plexus Compensation Plan.

Highlights

For a short version of the compensation plan click here for the Plexus Worldwide compensation plan summary.

  • Every month, 50% of the company’s Commissionable Volume is paid out to Ambassadors  through one of 11 different ways.
  • There are 11 ranks of achievement and three leadership levels –  Emerald Ambassador, Sapphire Ambassador and Diamond Ambassador.
  • Pays out both weekly and monthly commissions.
  • Pays 7 levels down

For a more detailed look at the full  Plexus Worldwide compensation plan click here.


How do I join Is the Plexus business opportunity?

Find a Plexus Ambassador near your or online or go directly to the company website and create a new account.

Joining Plexus as an ambassador requires an initial investment of $34.95 ( Annual Membership/Replicated Website/Web Hosting Fee) + Welcome Package we range from $99 to $199.

Welcome packages include a supply of Plexus Slim as well as a few other products (depends on package version).

plexus worldwide success kitOne you enroll your will receive a Success Kit that includes: A Comprehensive Success Guide, Plexus compensation plan overview, Product brochure featuring talking points on how to describe Plexus’ life-changing products, Resources on how to share the Plexus opportunity with others, Tips and advice on how to hold an Opportunity Meeting and a Plexus bracelet engraved with our Plexus logo .

Once you’re enrolled as a new plexus ambassador, you can start building your business.

NOTE: During enrollment there is an Auto Qualification Option (autoshipment for products). Selecting an auto qualification option is not required. However, an Ambassador must choose an autoshipment option in order to be qualified to receive commissions.


Well this is a comprehensive Plexus Business Opportunity review, right? Then let’s look at the good as well as the bad.

The Good Stuff – Pros

  • Residual income opportunity on product reorders (autoship).
  • No inventory to manage and the products are liked by customers.
  • A variety of different ways (11) you can get paid.
  • Low start up cost, less than $35 to join.
  • Bonuses and Awards. In addition to to the above compensation, Plexus has multiple bonus opportunities and recognition programs available to its ambassadors.
  • Stability-the company has been around for 11 years, since 2006.
  • International business opportunity – The business is available in a few countries outside the U.S; ambassadors can promote Plexus’s products and and recruit others interested in the business

The Not So Good Stuff – Cons

  • In order to earn commissions and bonuses, you must remain qualified until commissions have been finalized.
  • Production based comp plan that will require heavy recruiting and building large teams to sustain and maximize income potential.
  • Requires ambassadors to reach and maintain 100 PV Personal Volume each month in order to advance to the next rank (Certified Consultant).
  • Must have two personally sponsored and qualified ambassadors, before qualifying for your downline commissions  down to level 3 (Senior Ambassador Rank).
  • Only pays 7 levels deep

Is the Plexus business opportunity right for YOU?plexus worldwide business opportunity review

If you are interested in the Health and Wellness industry then Plexus may certainly be a business opportunity worth looking into.

WARNING: 95% of Plexus Ambassadors Will FAIL!

Yes, it is true!

So if your looking at Plexus solely for the purpose of quitting your job or making a life changing income and you are an inexperienced marketer without the drive and ambition to make a serious change in your life, then Plexus probably isn’t for you.

I’m assuming that we haven’t personally met yet and that I haven’t gotten to know you. So, I’m going to be pretty blunt here. If you expect to sign up and instantly start to make money without any sales or business experience, let me be the first to tell you … YOU WILL FAIL!!!

The problem is that a lot of people join Plexus and then don’t want to do ANYTHING to promote their business. They rely on their sponsor to do everything for them.

To build even a part-time income in Plexus or any Network Marketing company is based on YOUR ability to enroll and sponsor new people into your business.

The facts don’t lie Plexus rewards those that build teams and that skill is based on the ability to market and generate qualified leads looking for an opportunity.

That is why, I highly recommend anyone interested in starting a Plexus business implement a proven Network Marketing Lead Generation System.

A quality system must allow you to brand yourself as a leader, teach and allow you to generate leads, as well as help you generate income from the individuals not interested in the Plexus opportunity.

Your success as a distributor will ultimately be determined by how many people you can attract to you and your team. Without understanding Attraction Marketing principles, you will always be at a serious disadvantage.

If you want the best chance at success in your Plexus business, you also need to learn Attraction Marketing principles.

By using attraction marketing, learning a few marketing skills, and leveraging the power of the internet, you can succeed where the other 95% fail.

The Bottom Line

In conclusion, you are doing a good thing researching and reading this Plexus Worldwide Review.

Make sure you check out other unbiased reviews and get to know as much about the company as you can before making a decision.

you-decideIn my opinion Plexus is just like any other direct sales and network marketing company.

Remember this as you ponder on whether to pursue the Plexus Worldwide business opportunity, success in network marketing is not a huge mystery…

It is just a matter of personal development, skills and taking massive action. The decision is yours whether you decide to join or not! 

I hope you found this Plexus Worldwide Review helpful!

If you did please share it with others that you believe may benefit from the information too!

To Your Success!
my-signature

P.S. Check out my RESOURCES Page to see the programs and tools I use to create a residual income stream.

P.S.S Click Here To Work With Me Personally and I will teach you the latest and greatest marketing strategies to help you build a faster more profitable business!

Your comments are welcomed below, if you are a Plexus Ambassador please share your experiences.


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Have you heard about the Four Percent Group created by Vick Strizheus? If not, chances are you will hear about it sooner or later especially if you are a network marketer, affiliate marketer, digital marketer or have a small business.

As a matter of fact if you’re reading this Four Percent Group review then there’s a good chance you are conducting your due diligence because you want to know more about the Four Percent Group’s  products or the business opportunity.

If that is the case, just keep reading because in this post I am going to share my unbiased Four Percent Group Business Opportunity Review. I will attempt to provide enough factual information about the Company, Product(s), and Compensation plan for you to be able to make an informed decision BEFORE you join.

NOTE: Unbiased (meaning I am not a member nor an affiliate of their products/services and I do not promote their business opportunity). Your decision to join or not join the Four Percent Group business opportunity is entirely up to you.


The Four Percent Group Profile Snapshot

INDUSTRY: Network Marketing | Digital Marketing
FOUNDER: Vick Strizheus
COST: Free to join; $49/month (Upgrade offered/Pro-Level)
WEBSITE: fourpercent.com
REACH: Global – currently available in 24 countries

four percent group vic strizheus

What  is The Four Percent Group?

According to the Four Percent Group website,

The Four Percent Group is one of the fastest growing and most powerful marketing and training center for digital entrepreneurs and small business owners.

Our mission is to inspire and help entrepreneurs world-wide rise above average and become great at what matters most – GETTING RESULTS.

Vitaliy Strizheus (also known as Vick Strizheus) is the founder and creator of The Four Percent Group.


Who is Vick Strizheus?

Vick Strizheus Four Percent Group

He is a husband, father of 6, entrepreneur, author, speaker, most sought after marketing and business consultant, online traffic expert and creator of some of the highest converting sales funnels and marketing systems in the internet marketing, direct sales space. Some campaigns that Vick had launched went on to generate as much as $3.6Million in 5 days.

Starting for zero back in 2005, Vick understands what it really takes to go after your dreams, overcoming many obstacles and building something great. He’s certainly no stranger to hard work and is committed to helping as many people as possible succeed and become great.

As of today Vick has directly coached well over 1,000,000 students and created thousands of success stories. All of his trainings and work are centered around 2 things: simplicity and results.”

Source:  Four Percent Group Website

Let me start by saying I have never personally met Vick Strizheus so everything I write about him comes from open sources on the internet.

Vick is an internet marketer with a past that shadows his internet marketing success.

I don’t want to get into his past activities in this review but if you want to know more you can read more about it here

The first time I even took notice of him is when he rose to the top of the leader boards in Empower Network.  To get there Vick did something different, he created his own sales funnel/called Big Idea Mastermind.

Vick promoted Big Idea Mastermind an automated online marketing system, but in reality it was mainly to refer other people into Empower Network.


What Are the Products?

Online training products within their community called Operation 100K.

Operation 100K – Includes basic training, sales funnels, marketing material, webinars and 90 training episode series.

Currently inside the members back office area you will find the following set up:

  • START HERE: 7 Steps [Step 1-New Member Orientation; Step 2- Quick Setup & Activating Multiple Streams of Income; Step 3 – Funnels Setup; Step 4 – Power Base Activation: Results Today; Step 5 – Plant Your Flag; Step 6 – The Miracles of Live Events; Step 7 – Operation 100K]
  • MARKETING CENTER: Allows you to share links and promote other affiliate products for a commission
  • TRAINING CENTER: Includes Operation 100K,  Advanced Video Secrets and “How-To” Tutorials
  • EVENTS: Events Calendar, Live Webinars and Webinar Replays
  • SHOWS: The Journey, Vick’s Daily Snaps and The Vick Strizheus Show

Other products promoted: ClickMagick, Clickfunnels, Leadpages, Getresponse, Aweber, Udimi, Namecheap.

The main affiliate product is TEC Mastermind.

TEC Mastermind –  is actually Tecademics Internet Marketing College by Chris Record. The products/levels are listed below.

  • AMBASSADOR- Affiliate Entry level, Free and does not have any products for sale.
  • TEC (Entrepreneur Club)- $100 month inner circle / weekly webinars / group/ community
  • IMPACT- $2000 home study course – internet marketing foundation
  • MASTERS (TEC Week)- $10,000 tuition quarterly basis – 1 week at a time
  • ELITE (Ecom Incubator)-$25,000 full 1 year immersion рrоgrаm fосuѕеd оn a dоnе-wіth-уоu аррrоасh to helping Studеnt-Pаrtnеrѕ successfully build, grow and ѕсаlе their own есоmmеrсе businesses (Shopify)

The Journey -Vick’s strategies on how to collaborate as a marketer in the industry with an aim to dominate the market.

How to promote the products

The Four Percent Group members are taught a variety of internet marketing strategies by the Vick Strizheus. So most members promote their products through social media and use of the internet.


What is The Compensation Plan?

This pay plan is a combination of Affiliate Marketing and Network Marketing.

The Four Percent Group affiliate members get paid 50% commissions each month for every referral that signs up for the $49 a month subscription.

Tecademics affiliates have a separate tier based affiliate program that pays a maximum of 40% commissions on all products and then you have the Matching Millions bonus program. Every 5th sale is shared 50/50 with the affiliate’s upline. When sharing commissions, affiliates get 20% commissions.

The Tecademics Internet Marketing College Compensation plan is called Matching Millions and consist of four core programs – TEC, IMPACT, MASTERS & ECOM INCUBATOR.

Take a look at this video by Chris Record explaining the Tecademics Compensation plan.

[VIDEO] Tecademics Compensation Plan Explained By Chris Record (Founder)

NOTE: This compensation plan is sort of hybrid affiliate marketing and multi-level marketing system where uplines derive initial income from a downline’s sales and then share in the commission of every 5th sale of their downline afterward. 

To be eligible to earn and receive commissions, an affiliate has to be activated and certified (qualified). 

The first sale is the activation sale which makes you eligible to receive 20% commissions and then your next 2 sales are your certification sales after which you are qualified and eligible for the full 40% commissions.

The qualification process is required at each product level. 


Can I Make Money With This Opportunity?

YES and NO!

smiley-faceI say Yes if you can effectively recruit others into the company and persuade them to initially join the Four Percent Group for $49 a month and then also become an affiliate of Tecademics to sell their training products ranging from $100-$25,000.

 

I say No because the majority of network marketers never recruit anyone. The industry average is actually 1.5, so what does that tell you? Chances are you will not even make your money back. Especially since your first sale is forfeited (commission is passed to your sponsor/referrer).

Here is absolutely the best part of this business opportunity review. I will not only share with you how you can actually make money from your Four Percent Group business but exactly what the top leaders are doing to earn 6 figure incomes.

It really simple. Top earners know how to effectively brand themselves in order to generate an endless flow of quality leads for their business.

You need to attract a large following in order to recruit others and make sales to effectively take advantage of any network marketing compensation plan that building a downline.

Want to know how to attract high quality prospects to your business and start building a huge downline? Here is where you need to start.


ARE THERE ANY CONCERNS OR RED FLAGS ABOUT THIS OPPORTUNITY?

Hand waving a red flagNo major concerns at this time. There are a  lot companies that are offering educational training products centralized in one place like a library.

My only concern is that Vick uses these groups to funnel people into some other affiliate program, makes a bunch of money then moves on like in the case of the Big Idea Mastermind. 


Well this is a comprehensive Four Percent Group Business Opportunity review, right? Then let’s look at the good as well as the bad.

 The Pros

  • Low start up fee
  • Residual commissions on membership fees
  • Big Ticket & High Commissions- $60 -$10,000
  • Products – online marketing training library where students can learn Email Marketing, Advertising Marketing, Voice Broadcast Marketing, Social Media Marketing, Video Marketing, and so on.
  • Bonus Program – New Car opportunity based on sales, matching bonus of $100K and $1 Mil
  • International business opportunity available in many countries outside the U.S.
  • 24/7 Support
  • 60 day Money Back Guarantee on the Four Percent Group membership payment of $49 purchased through Clickbank.

 The Cons

  • Vick Strizheus has a lot of negative reviews on the internet.
  • 1UP comp plan passes first commission up to sponsor.
  • No retail products and you have to be an affiliate at the Pro-Level to earn commissions.
  • Production based comp plan that will require heavy recruiting and building large teams to sustain and maximize income potential.

Is the Four Percent Group business opportunity right for YOU?

If you are interested in promoting digital and high ticket products then this company may be a good fit for you!

Four Percent Group program is free to join, then there is a $49 monthly fee membership fee required to upgrade.

The Tecademics Ambassador (affiliate) program is free to join which allows you to promote the Tecademics products.

There are no products for sale st this level. You earn commissions once you buy or sell the products. The lowest product price point is $100 a month.


The Sad TRUTH

99% of The Four Percent Group Members will LOSE Money!

If you are interested in The Four Percent Group because of the business opportunity or looking to make money then my advice is not to join. Chances are you will fail.

I’m assuming that we haven’t personally met yet and that I haven’t gotten to know you. So, I’m going to be pretty blunt here.

If you expect to sign up and instantly start to make money without a lead marketing system, or a huge list of followers let me be the first to tell you … YOU WILL FAIL!!!

Your success or FAILURE as an affiliate will ultimately be determined by how many people you can recruit directly under you or to your team.

There is a much better way to make money online without the pressure of recruiting others or chasing friends and family


My Final Thoughts…

If you do a search on Google for this company and products, you will find some negative websites, blogs and customer comments, but that is typical for any business. How the company handles the complaints is key.

You should always make sure you get to know as much about the company as you can before making a decision.

So continue to read as many Four Percent Group reviews as you possibly can while  researching this company. Please understand that if you are new to affiliate marketing, the direct sales or and network marketing industry that your success will come from your ability to generate continuous leads in order to make sales.

total life changes you decideIn my opinion the Four Percent Group is nothing more than another team site for Vick Stizheus to refer potential prospects to Techademics and other affiliate offers.

However, members can take advantage of the marketing training it may be worth their investment.

So if you are interested in affiliate or network marketing, ok with promoting digital training products and feel comfortable within this niche, then the Four Percent Group is a business opportunity worth looking into.

To Your Success!
charles lenoir

Your Network Marketing Company is failing. They are failing to teach you modern day business building strategies. They are failing to teach you the secrets of the top earners, and because of this you’re staying broke. The pain, struggles, and the frustration you have endured while building your business ends, right here, right now. If you’re struggling to build your business, tired of rejection, bugging your friends and family, I can teach you how to turn your business around, click here to then you Partner With Me Now!


Your comments are welcomed below, if you are a Four Percent member please share your experiences.

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