If you are looking for information about the Worth Unlimited Business Opportunity you have come to the right place.
Can Worth Unlimited Really Help You Eliminate Your Mortgage and ALL Other Consumer Debt Fast?
In full disclosure, I am a Worth Unlimited agent and promote this product.
WORTH UNLIMITED BUSINESS OPPORTUNITY REVIEW
This will be an exciting post for anyone that believed in the value of Money Merge Account (MMA) program formerly offered by United First Financial (UFirst).
Read on for my full review of the Worth Unlimited Business Opportunity.
In the interest of full disclosure, I am currently Worth Account representative.
I was a Branch Manager (one of the top positions) and quickly rising to the senior levels of the company.
Then it all came crashing down.
The founders decided to outsource the MMA to Market America, (a direct sales company).
As a former Branch Manager with UFirst, I was disappointed when the company transitioned out of the Direct Sales/Network Marketing industry and opted to sell their product through Market America (MA). The MMA was great program and many agents joined MA just to continue marketing the Money Merge Account Program
At the time I made a conscious decision not to join Market America. Although I did not support the move to MA.
I certainly understand why many people went to MA.
During the past year the founders of United First Financial have evaluated their past performance and sales methodologies with UFirst, discovered areas in which they were weak and have come back even stronger – they have founded a new company, Worth Unlimited with a new marketing opportunity.
Worth Unlimited Snapshot
COMPANY NAME: Worth Unlimited
INDUSTRY: Financial Services
FOUNDERS: Skyler Witman, John Washenko, Matt Lovelady, Jonathan Bonnette
THE COMPANY-Worth Unlimited
This means the company has only released their product/service to a limited audience.
A soft launch is generally used when a business doesn’t want to draw a great deal of attention to their product right away; they want to gradually introduce the new product or changes to the market.
THE COMPANY-The Original Founders
Skyler Witman and John Washenko are the original founders of United First Financial and the Money Merge Account system.
As the company began to grow Skyler and John brought on colleagues Jonathan Bonnette, Matt Lovelady, Don Jorgensen and Steve Smith.
These gentlemen brought with them many years of mortgage and financial industry expertise and experience.
Their goal was to find a proven way to help their customers pay off their debt without having to refinance.
In 2008 the UFirst Founders were awarded “Entrepreneur Of The Year” by ERNST & YOUNG for financial services in the Utah region.
L-R: Don Jorgenson, Skyler Witman, Jonathan E. Bonnette, John Washenko, and Matt Lovelady
THE PRODUCT-The Worth Account
The Worth Account is still the same incredible web-based financial GPS and continues to have all of the support and coaching. The Worth Account is your personal online financial system.
Note: The product is finally at the releasable version the founders envisioned it to be from the beginning.
An individual seeking to purchase the Worth Account will have to qualify for one of three package options:
Gold (no mortgage)-Primarily for anyone that is not a homeowner. This is ideal for individuals or families that have student or auto loans, credit card or other consumer debt.
Platinum (1-3 mortgages)-For homeowners that may have a first and second mortgage or a beginning investor that may own two houses with a separate mortgage.
Platinum Plus (4-10 mortgages)-Ideal for a homeowner or real estate investor that own multiple properties.
-Cost: the cost for the WA varies from customer to customer. The price is based on how much (projected interest) a customer can save.
-The Worth Account will cost .05% to 3% of the projected interest saved by the potential customer. Note: The old MMA product cost a flat fee of $3,500 for the MMA Pro (with mortgage) and $1795 for the MMA Express (no mortgage just consumer debt) .
-In case you are wondering there are prices caps. I am not aware of a price cap on the Gold price plan but the Platinum/Platinum Plus plans are price capped at $3495/$3795.
Although the company is in a soft launch status, they are allowing the enrollment of new agents. The cost to join as a Worth Unlimited agent is $149. There is also an annual fee of $49. Note: Former UFirst agents are not being grandfathered in. Anyone that desires to join Worth Unlimited must pay the $149.
Since we are currently in the soft launch phase there is an incredible opportunity to enter at the ground floor level and begin to build a large organization.
IMPORTANT NOTE: ‘Active’ Market America members are not able to be recruited as members of Worth Unlimited. The founders of UFirst made a corporate agreement between Worth Unlimited and Market America that forbids this practice.
THE SALES PROCESS-How Worth Unlimited Agents promote their product
Many former UFirst agents struggled to close customers under the old UFirst sales process.
Now as a Worth Unlimited agent you only ‘introduce’ the program to people and then set the initial appointment. A company representative actually goes over the analysis with the potential customer and even closes the sale.
Consider yourself a referral agent – you refer people interested in eliminating their mortgage and/or consumer debt to Worth Unlimited and the company will collect the necessary financial information, run their analysis, do the any product presentations, then close the sale BUT you get the check in the mail!
The compensation plan has been published but is only available to Worth Unlimited agents.
THE COMPENSATION PLAN
Worth Unlimited pays their agents a commission of 15 to 30 percent of the final price from a Worth Account sale.
Worth Unlimited agents get paid based on their end of the month sales volume.
Here is a more detailed breakdown:
$0 – $6K in sales, agent will earn 15%
$6K – $12K in sales, agent will earn 20%
$12K – $18K in sales, agent will earn 25%
Over $18K in sales, agent will earn 30%
There are EIGHT (8) ways to earn with Worth Unlimited business opportunity:
The following is a list of these reward opportunities.
1. Personal Sales
2. Fast Start Program
3. Mentor Bonus
4. Management Commissions
5. Management Advancement Bonuses
6. Leadership Commissions
7. Leadership Advancement Bonuses
I will write a follow up post later that provides more compensation plan details.
THE PROS AND CONS OF WORTH UNLIMITED
Well this is a review, right? So this article should highlight the good and the bad of being an agent with Worth Unlimited.
-Not everyone qualifies financially for the product.
-Currently True residual income opportunity does not exist with this program. Residual income (also called passive, or recurring income) is income that continues to be generated after the initial effort has been expended.
Once an agent completes a Worth Account sale and receives payment for that sale the agent must go out and make another sale or one of their team members must make a sale in order to get paid again. In other words, when you stop work, the income stops!
-Not a global opportunity, product can only be marketed in USA.
-Get paid only three levels deep.
-As with all business, effort IS required of you to see a profit. You will have to put in some work!
+High Payouts for hardly any work ($400-$900 per sale).
+Valuable product, 24 hours a day, 7 days a week, the Worth Account is analyzing every aspect of your personal financial situation, to maximize your cash flow, pay off your debt in record time, and build up significant cash reserves in your bank account.
+Low start up cost, making this opportunity a viable option for anyone who is qualified to start a business.
+Building large teams not required to see significant income with minimum time within the company
How to succeed as a Worth Unlimited Agent
Ultimately your success as a Worth Unlimited agent will ultimately be determined by how many people you can attract to you and your team.
Without understanding Attraction Marketing principles, you will always be at a serious disadvantage.
Developing your personality and building your business on these principles will guarantee that you stand out from the crowd. Ignore these principles and you will struggle and be lost in the crowd.
This is crucial to building a thriving and successful Worth Unlimited business whether you use the internet or not.
Joining just anyone can have a negative effect on your business.
Be sure to do your research and get partnered up with someone who knows what they are doing, has systems in place for their team, and will help you if you get stuck on marketing problems.
If you end up with a clueless sponsor or someone who is not serious about their business, you could end up finding yourself struggling for answers.
Is the Worth Unlimited business opportunity for YOU?
If you are REALLY serious about helping people get out of debt and would like to learn how the Worth Account ™ can help them leverage their money so that it works for THEM instead of the bank then take a hard look at Worth Unlimited business opportunity.
There is a $149.00 Enrollment fee (plus any applicable tax) to become a Worth Unlimited Agent this includes a kit containing sales and demonstration materials produced by Worth Unlimited.
IMPORTANT NOTE: Enrollment Fee Rebate—As a special incentive, Worth Unlimited will refund 100% of your enrollment fee if you generate a sale during your first 30 days as an agent.
WORTH UNLIMITED REVIEW CONCLUSION
In conclusion, researching Worth Unlimited reviews is a good idea. Get to know as much about the company and their product as you possible can before making a decision.
This product is not for those in “financial distress” or have absolutely no income but IS for those who want to build wealth, make smarter financial decisions, become debt free, save thousands in interest and reach their financial goals faster.
The average Worth Unlimited client is paying off their mortgage in 7 to 11 years and saving over $120K in interest.
After reading this Worth Unlimited Business Opportunity Review you may want to get started. If so sign up here.
Recently, I have been dedicating all my time and efforts into growing my Worth Unlimited Business and helping my team mates do the same.
I TRULY love helping others get on track with their personal finances!
Your comments are welcomed below, if you are a Worth Unlimited customer or independent agent please share your experiences.