Money Management Tips

Is The American Dream Still Possible?

Charles Lenoir / August 26, 2014

“THE AMERICAN DREAM”

WHAT IS THE AMERICAN DREAM?

According to a study by Parade Magazine, the traditional American Dream is based on the belief that hardworking citizens can better their lives, pay their monthly bills without worry, give their children a start to an even better life and still save enough to live comfortably after they retire. But many average Americans are struggling—squeezed by rising costs, declining wages, credit-card debt and diminished benefits, with little left over to save for retirement.

Ultimately, we would all love to be DEBT FREE and live the American Dream. We ALL want the best for our families.

Have you ever wondered what would your life be like without any debt? Just for a minute try to imagine what it would be like to NOT owe anything to anyone.

THE UGLY TRUTH

Take any 100 people at the start of their working careers. Follow them for 40 years until they reach retirement age, and here’s what you’ll find:

– 54% will be dead broke – dependent on their meager Social Security checks, relatives, friends, and even charity for a minimum standard of living.

– 36% will be dead…have passed away

– 5% will continue working, not because they want to but because they have to.

– 4% will be financially secure.

– Only 1% will be wealthy.

That means only 5% of the work force ends up being financially successful while 95% retire more or less destitute. In short, only 5% of the population have enough to retire by age 65. There will be a high possibility, a 95% possibility that YOU will be either dead or dead broke by 65 years old.

Isn’t that scary?If these stats continue to hold true it means that many will be forced to move in with their kids at retirement. If you’re in your 40’s and still have 30 years left on your mortgage and little saved you best be kind to your children.

IS THE AMERICAN DREAM STILL POSSIBLE?

YES, I believe it is. But in order to achieve it one must change their mindset.

Discover a powerful program that thousands of Americans are using to eliminate their mortgage and consumer debt fast! Click here now!

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Money Management Tips

How Debt Maybe Destroying Your Financial Dreams

Charles Lenoir / February 23, 2014

DEBT prevents most Americans from reaching financial freedom and achieving the American Dream.

You don’t have to be a rocket scientist to see that we are living in a very UNSTABLE American economy. All you have to do is turn on the television, radio, surf the web or pick up and read a magazine or newspaper.

DID YOU KNOW. . .

More than 40% of American families spend more than they earn.”

Ask yourself this question

“Is Debt Destroying Your Dreams?”

CLICK HERE FOR THE ULTIMATE DEBT ELIMINATION SOLUTION

Debt affects people in different way’s, it affects credit scores, employment and plays an important role in obtain financing for that new home, car, or apartment you seek. It destroys friendships, relationships, families, and even societies!

“It DESTROYS Dreams!”

DID YOU KNOW. . .

The Wall Street Journal reported that:

70% of People Are Living Paycheck to Paycheck and 55% of People That Are “Sometimes” or “Always” Worried About Money!”

If you are reading this I guess you are a little in debt, or a maybe even a lot in debt and looking for ways of reducing or getting rid of it. Well you have come to the right place!

How would you continue to make your mortgage payment or car payment?

And what about those student loans you acquired to finance your education.

How are you going to pay those back?

And what about those other miscellaneous expenses such as the grocery, electric, water and gas bill.

And what about Retirement?

In the current economic climate, there is increasing concern about what the future holds. The secure job you held yesterday could be gone tomorrow.

DON’T THINK IT CAN HAPPEN TO YOU?

Currently, there are over 13 million people unemployed!

And when people lost their jobs they lost their homes. Millions have lost their homes due to foreclosure and 1 in 4 of all mortgages are underwater (that means the homeowner owes more on the mortgage loan than the home is worth)!

I’ve got news for you…Even if you do everything to the desire of your employer, there are outside forces beyond your control that can take your job away from you at a moments notice.

Most people were simply caught off guard by the economic downturn and housing crisis. They did not properly plan their financial future and were UNPREPARED when the economy turned.

Now many families are now struggling with their bills and an enormous amount of debt. Unfortunately there are still a lot of people out there that don’t understand just how harmful debt is and have yet to take some kind of action.

BEFORE YOU GO

If you are REALLY serious about getting out of debt and would like to learn how to “Beat The Bank” and pay off your debt in 1/2 the time then,

CLICK HERE NOW FOR THE ULTIMATE DEBT ELIMINATION PROGRAM

Discover a powerful program that thousands of Americans are using to eliminate their mortgage and consumer debt fast!

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Humor

Resume 4 Employment

Charles Lenoir / December 24, 2012

Are you looking to hire a new secretary? Check out this resume to an employer!

Deer Sir,

I want to apply for the seceratary job I saw in the paper. I can Type really quik with acouple of fingers and I do some acounting.

I think I am good on the phone and I know I am a people person, Pepole really seam to respond to me well.

I´m lookin for a Job as a seceratary but it musnt be to complicaited.

I know my spelling is not to good but find that I offen can get a job thru my persionality. My salery is open so we can discus what you want to pay and what you think that I am wirth,

I can start imedaitely. Thank you in advanse for you’re answer.

hopfully you’re best apllicant so far.

Sinserley,

Peggy May Starlings

PS : Because my resumee is a bit short – below is a pikture of me taken by the boss at my last job. Read More

Money Management Tips

Why is Eliminating Your Debt Important?

Charles Lenoir / October 13, 2012

Looking for information on why eliminating your debt important??

It doesn’t take a rocket scientist to see what is going on in the world today. We are living in an unstable economy. One in four mortgages are now underwater. That means the homeowner OWES more than their home is worth!!! And if you have a mortgage on the home you “own”, do you think the home is really yours?

It’s not. Your lender owns the home. You just live in it and control any equity you may have in the property. You also have the right to sell the home at any time as long as you are not delinquent on the payments. But you’ll own the home only AFTER you pay‐off the mortgage.

Proverbs 22:7 says, “The rich rules over the poor, and the borrower becomes the lender’s slave.”

Did you know that almost 15 million people are unemployed? Do you think any of these people ever imagined that they would lose their jobs or have to stand in an unemployment line to collect an unemployment check in order to pay their bills? I bet they thought it would never happen to them!

In America our personal debt is at an ALL TIME HIGH! How many of you reading this article have credit card debt, student or car loans and struggling to make the monthly payments?