Money Management Tips

Is The American Dream Still Possible?

Charles Lenoir / August 26, 2014

“THE AMERICAN DREAM”

WHAT IS THE AMERICAN DREAM?

According to a study by Parade Magazine, the traditional American Dream is based on the belief that hardworking citizens can better their lives, pay their monthly bills without worry, give their children a start to an even better life and still save enough to live comfortably after they retire. But many average Americans are struggling—squeezed by rising costs, declining wages, credit-card debt and diminished benefits, with little left over to save for retirement.

Ultimately, we would all love to be DEBT FREE and live the American Dream. We ALL want the best for our families.

Have you ever wondered what would your life be like without any debt? Just for a minute try to imagine what it would be like to NOT owe anything to anyone.

THE UGLY TRUTH

Take any 100 people at the start of their working careers. Follow them for 40 years until they reach retirement age, and here’s what you’ll find:

– 54% will be dead broke – dependent on their meager Social Security checks, relatives, friends, and even charity for a minimum standard of living.

– 36% will be dead…have passed away

– 5% will continue working, not because they want to but because they have to.

– 4% will be financially secure.

– Only 1% will be wealthy.

That means only 5% of the work force ends up being financially successful while 95% retire more or less destitute. In short, only 5% of the population have enough to retire by age 65. There will be a high possibility, a 95% possibility that YOU will be either dead or dead broke by 65 years old.

Isn’t that scary?If these stats continue to hold true it means that many will be forced to move in with their kids at retirement. If you’re in your 40’s and still have 30 years left on your mortgage and little saved you best be kind to your children.

IS THE AMERICAN DREAM STILL POSSIBLE?

YES, I believe it is. But in order to achieve it one must change their mindset.

Discover a powerful program that thousands of Americans are using to eliminate their mortgage and consumer debt fast! Click here now!

[facebook-comments-master-un]

Real Estate

Why Some Real Estate Professionals Are Losing Commissions

Charles Lenoir / June 29, 2014

Dear Real Estate Professional,

I wanted to take a minute to write you and thank you for helping us find our dream home. We absolutely love our new four bedroom, two and one half bathrooms especially the large kitchen. Oh and I can’t forget about the two car garage. The neighborhood is awesome and we are only 2 miles from the Elementary school, can’t get any better than that!

The whole experience has been wonderful except today I received my bank statement. We have to make our first monthly mortgage payment by the 15th. I can’t believe I will have to do this for the next 30 years! With all the excitement over the process of finally finding our dream home we did not stop to really think about the debt we would be undertaking.

As you know for many of us homeowners our mortgage is the largest debt we will ever have.

Its not your fault for putting us in debt, we were the ones that signed the dotted line on this 30 year mortgage to the bank. Anyway my excitement quickly turned to a dull realty until the other day when I stopped by my local barbershop to get a haircut. My barber congratulated me on the purchase of our new home.

Then he asked me, what if you knew of a fast way that you could pay off that 30 year mortgage, without refinancing, without increasing your monthly mortgage payment, with little to no change to your current budget and using your CURRENT income…would that interest you?

Of course I told him “Yes” then he asked me,
Read More

Money Management Tips

How Debt Maybe Destroying Your Financial Dreams

Charles Lenoir / February 23, 2014

DEBT prevents most Americans from reaching financial freedom and achieving the American Dream.

You don’t have to be a rocket scientist to see that we are living in a very UNSTABLE American economy. All you have to do is turn on the television, radio, surf the web or pick up and read a magazine or newspaper.

DID YOU KNOW. . .

More than 40% of American families spend more than they earn.”

Ask yourself this question

“Is Debt Destroying Your Dreams?”

CLICK HERE FOR THE ULTIMATE DEBT ELIMINATION SOLUTION

Debt affects people in different way’s, it affects credit scores, employment and plays an important role in obtain financing for that new home, car, or apartment you seek. It destroys friendships, relationships, families, and even societies!

“It DESTROYS Dreams!”

DID YOU KNOW. . .

The Wall Street Journal reported that:

70% of People Are Living Paycheck to Paycheck and 55% of People That Are “Sometimes” or “Always” Worried About Money!”

If you are reading this I guess you are a little in debt, or a maybe even a lot in debt and looking for ways of reducing or getting rid of it. Well you have come to the right place!

How would you continue to make your mortgage payment or car payment?

And what about those student loans you acquired to finance your education.

How are you going to pay those back?

And what about those other miscellaneous expenses such as the grocery, electric, water and gas bill.

And what about Retirement?

In the current economic climate, there is increasing concern about what the future holds. The secure job you held yesterday could be gone tomorrow.

DON’T THINK IT CAN HAPPEN TO YOU?

Currently, there are over 13 million people unemployed!

And when people lost their jobs they lost their homes. Millions have lost their homes due to foreclosure and 1 in 4 of all mortgages are underwater (that means the homeowner owes more on the mortgage loan than the home is worth)!

I’ve got news for you…Even if you do everything to the desire of your employer, there are outside forces beyond your control that can take your job away from you at a moments notice.

Most people were simply caught off guard by the economic downturn and housing crisis. They did not properly plan their financial future and were UNPREPARED when the economy turned.

Now many families are now struggling with their bills and an enormous amount of debt. Unfortunately there are still a lot of people out there that don’t understand just how harmful debt is and have yet to take some kind of action.

BEFORE YOU GO

If you are REALLY serious about getting out of debt and would like to learn how to “Beat The Bank” and pay off your debt in 1/2 the time then,

CLICK HERE NOW FOR THE ULTIMATE DEBT ELIMINATION PROGRAM

Discover a powerful program that thousands of Americans are using to eliminate their mortgage and consumer debt fast!

[facebook-comments-master-un]

Money Management Tips

Make This The Year To Beat Your Holiday Debt

Charles Lenoir / December 26, 2013

Christmas is over but the debts are sticking around to haunt you and most people still haven’t dealt with the debts they accrued from the previous Christmas!

Now is as good a time as ever to stop the ghost of past Christmases from waking you in the night with worry.

People with debt from the previous Christmas claim they had plans to clear up their debts by the end of the year. Failing to do this has extended many people’s debt into January of next year and unless taken care of it will get much worse in these difficult financial times.

If you are suffering from debt, whether it be credit cards, student or car loans and mortgage debt there are many steps that can be taken now to help relieve the burden of a new year of debt starting by having a proactive approach.

Make next year a year that you commit to improving your financial situation and you will Beat your Holiday Debt!

P. S. CLICK HERE now and check out this Controversial Mortgage Elimination Video! Discover a little known program that thousands of ordinary people are using to pay off their mortgage fast and their beat holiday debt!

[facebook-comments-master-un]