Money Management Tips

Is The American Dream Still Possible?

Charles Lenoir / August 26, 2014

“THE AMERICAN DREAM”

WHAT IS THE AMERICAN DREAM?

According to a study by Parade Magazine, the traditional American Dream is based on the belief that hardworking citizens can better their lives, pay their monthly bills without worry, give their children a start to an even better life and still save enough to live comfortably after they retire. But many average Americans are struggling—squeezed by rising costs, declining wages, credit-card debt and diminished benefits, with little left over to save for retirement.

Ultimately, we would all love to be DEBT FREE and live the American Dream. We ALL want the best for our families.

Have you ever wondered what would your life be like without any debt? Just for a minute try to imagine what it would be like to NOT owe anything to anyone.

THE UGLY TRUTH

Take any 100 people at the start of their working careers. Follow them for 40 years until they reach retirement age, and here’s what you’ll find:

– 54% will be dead broke – dependent on their meager Social Security checks, relatives, friends, and even charity for a minimum standard of living.

– 36% will be dead…have passed away

– 5% will continue working, not because they want to but because they have to.

– 4% will be financially secure.

– Only 1% will be wealthy.

That means only 5% of the work force ends up being financially successful while 95% retire more or less destitute. In short, only 5% of the population have enough to retire by age 65. There will be a high possibility, a 95% possibility that YOU will be either dead or dead broke by 65 years old.

Isn’t that scary?If these stats continue to hold true it means that many will be forced to move in with their kids at retirement. If you’re in your 40’s and still have 30 years left on your mortgage and little saved you best be kind to your children.

IS THE AMERICAN DREAM STILL POSSIBLE?

YES, I believe it is. But in order to achieve it one must change their mindset.

Discover a powerful program that thousands of Americans are using to eliminate their mortgage and consumer debt fast! Click here now!

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Money Management Tips

How Debt Maybe Destroying Your Financial Dreams

Charles Lenoir / February 23, 2014

DEBT prevents most Americans from reaching financial freedom and achieving the American Dream.

You don’t have to be a rocket scientist to see that we are living in a very UNSTABLE American economy. All you have to do is turn on the television, radio, surf the web or pick up and read a magazine or newspaper.

DID YOU KNOW. . .

More than 40% of American families spend more than they earn.”

Ask yourself this question

“Is Debt Destroying Your Dreams?”

CLICK HERE FOR THE ULTIMATE DEBT ELIMINATION SOLUTION

Debt affects people in different way’s, it affects credit scores, employment and plays an important role in obtain financing for that new home, car, or apartment you seek. It destroys friendships, relationships, families, and even societies!

“It DESTROYS Dreams!”

DID YOU KNOW. . .

The Wall Street Journal reported that:

70% of People Are Living Paycheck to Paycheck and 55% of People That Are “Sometimes” or “Always” Worried About Money!”

If you are reading this I guess you are a little in debt, or a maybe even a lot in debt and looking for ways of reducing or getting rid of it. Well you have come to the right place!

How would you continue to make your mortgage payment or car payment?

And what about those student loans you acquired to finance your education.

How are you going to pay those back?

And what about those other miscellaneous expenses such as the grocery, electric, water and gas bill.

And what about Retirement?

In the current economic climate, there is increasing concern about what the future holds. The secure job you held yesterday could be gone tomorrow.

DON’T THINK IT CAN HAPPEN TO YOU?

Currently, there are over 13 million people unemployed!

And when people lost their jobs they lost their homes. Millions have lost their homes due to foreclosure and 1 in 4 of all mortgages are underwater (that means the homeowner owes more on the mortgage loan than the home is worth)!

I’ve got news for you…Even if you do everything to the desire of your employer, there are outside forces beyond your control that can take your job away from you at a moments notice.

Most people were simply caught off guard by the economic downturn and housing crisis. They did not properly plan their financial future and were UNPREPARED when the economy turned.

Now many families are now struggling with their bills and an enormous amount of debt. Unfortunately there are still a lot of people out there that don’t understand just how harmful debt is and have yet to take some kind of action.

BEFORE YOU GO

If you are REALLY serious about getting out of debt and would like to learn how to “Beat The Bank” and pay off your debt in 1/2 the time then,

CLICK HERE NOW FOR THE ULTIMATE DEBT ELIMINATION PROGRAM

Discover a powerful program that thousands of Americans are using to eliminate their mortgage and consumer debt fast!

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Real Estate

Lenoir Properties, LLC Celebrates 10 Years of Real Estate Business

Charles Lenoir / August 25, 2013

Well today marks the 10th year that my real estate company, Lenoir Properties, LLC has been in existence. It is hard to believe that we have been in business 10 years already.

Lenoir Properties, LLC is a family owned business holding investment property all over the USA.

It seems like only yesterday when I decided to use Real Estate as my primary vehicle towards building wealth for me and my family. I am so happy that I made that decision 10 years ago. My only regret is that I did not start much sooner (like 20 years ago).

Don’t get me wrong, it was not always an easy ride. There have been some bumps in the road. Especially during the housing bubble and the mortgage crisis. Early on in my real estate investing career I made some stupid mistakes which led to me filing three separate lawsuits against former tenants. Only one case was dismissed but I won the other two. Thanks Judge Judy.

I must say in the beginning I wasn’t so sure I would be successful in real estate. But once I made my first purchase all the jitters disappeared and I knew I could do it. I started out with buying one little old house. My next purchase was a slightly bigger old house. Eventually I worked my way up to buying condos/townhouses and then small multiplex apartments. Once I began to acquire more properties and units I knew it was time to up the ante and Lenoir Properties, LLC was born.

Now is a great time to invest in rental property! A combination of low home prices and low interest rates make this an incredible opportunity to become an investor.

Real estate investing has helped create more millionaires than any other form of investing. I am a living witness because “Buying Investment Property Made Me A Millionaire!”